Estate Planning

Estate & Legacy Protection

Protect your legacy and ensure your hard-earned wealth is passed on to your loved ones — not lost to estate taxes, probate, or creditors.

Book Your Free Gap Analysis See How It Works

Free 30-Min Consultation

No Obligation

CPA-Coordinated

What Is It?

Preserve What You've Built for Generations

When a business owner dies in Canada, CRA treats every asset as sold — triggering a massive tax bill in a single year. Without a plan, your family could be forced to liquidate assets just to cover it.

We use corporate-owned life insurance, family trusts, and estate freezes to eliminate that final tax bill — so your family inherits your legacy, not a liability.

Key Strategies We Use

Why It Matters

Protect Your Legacy From the Final Tax Bill

Here's what changes when your estate plan is built by specialists — not generalists.

Reduce or Eliminate Estate Taxes

At death, CRA treats your assets as sold — all taxed in one year. We structure solutions that eliminate or dramatically reduce that final tax bill.

Asset Protection

Protect personal and business assets from creditors, lawsuits, and unforeseen financial threats with properly structured insurance and trust arrangements.

Smooth Wealth Transfer

Facilitate a clear and efficient transfer of assets to heirs, avoiding costly disputes, probate delays, and unnecessary tax leakage.

How It Works

Three Steps to Protect Your Legacy

A clear, no-pressure process from first call to implementation.

Free — 30 Minutes

Gap Analysis

We review your corporate structure, estate exposure, and goals — and show you exactly what's at risk if nothing changes.

Custom Strategy

Strategy Development

We develop tailored strategies to significantly reduce or eliminate estate taxes using advanced financial planning techniques specifically aligned with your goals and your family's needs.

Ongoing Partnership

Execution & Optimization

We help implement your asset protection strategies, establish clear governance structures for heirs, and integrate philanthropic objectives — ensuring your legacy remains protected for generations.

Why Us

Why Choose Dundas Wealth?

The Dundas Wealth Advantage

Tax-free wealth transfer using corporate-owned life insurance and CDA

Coordinated with your CPA, lawyer, and investment advisor

Family trust and estate freeze structures that protect across generations

Creditor protection and asset shielding built into the plan

Annual reviews — your estate plan adapts as tax law changes

Typical Estate Planning

Assets deemed disposed at death — massive one-year tax bill

CPA, lawyer, and advisor rarely coordinate on estate strategy

Basic wills with no corporate or trust integration

No creditor protection — personal and business assets exposed

Set-and-forget plans that don't adapt to changing tax law

Book Your Free Gap Analysis

Free. No commitment. Takes 30 minutes.

Is This Right for You?

Built for Business Owners Like You

Our estate planning strategies are ideal for incorporated professionals and business owners who meet the following criteria:

Incorporated with $200K+ in annual income or retained earnings

Concerned about the tax bill your estate will face at death

Want to protect business and personal assets from creditors and litigation

Looking to transfer wealth to the next generation tax-efficiently

See It In Action

Avoiding the Final Tax Trap: Turning a Massive Liability into a Legacy

We recently helped a business owner protect his 7-figure portfolio from high taxes upon his death. He secured immediate business capital, cleared debts tax-free, and passed wealth to his family without selling any assets.

Read the Case Study

Let's Talk About Your Legacy

Book your free Gap Analysis. In 30 minutes, we'll review your corporate structure, identify where you're losing money to unnecessary tax, and tell you honestly whether we can help.