Your incorporated clients have retained earnings and growing estate exposure. We ensure the insurance conversation has your fingerprints on it.
You already know these problems exist. The question is who implements the solution — a partner you trust, or someone your client found on a podcast.
Taxed inside the corp, taxed again on withdrawal. Without a strategy, 30–50% goes directly to CRA.
Every $1 over $50K in passive income claws back $5 of small business deduction. It compounds every year.
Deemed disposition taxes everything in one year. The family inherits a bill they can only pay by selling the business.
Every problem above has a proven, CRA-compliant strategy. Here's how we solve them.
Moves retained earnings into a tax-sheltered policy. Growth is exempt. At death, proceeds flow through the CDA — tax-free to the family.
Redirects investment income into exempt policy premiums, dropping passive income below $50K. The small business deduction is restored.
Locks current value for tax. A funded buy-sell ensures clean transition. The death benefit covers deemed disposition — the family keeps the business.
Your clients will eventually hear about corporate-owned insurance from someone. Make sure that conversation has your fingerprints on it.
We model, present, and implement. You review and approve. Your billing relationship stays untouched.
Every strategy gets your sign-off first. We never contact clients without your knowledge.
Become the CPA who brings proactive wealth strategies to the table — not just year-end compliance. Clients stay longer and refer more.
Earn referral compensation for qualified introductions. No fees, no licensing required.
Your involvement: one email and one review call. That's it.
When a client fits the profile, make a warm introduction. No insurance licensing or product knowledge required — we handle everything from there.
We build the strategy and present it to you first. Nothing reaches the client without your approval.
Policy setup, holding company coordination, CDA tracking, annual reviews. You get looped in at every T2-relevant step.
From business owners and incorporated professionals who've been through the process.
"Coming from the financial space I needed advisors I can trust. I wanted a broker that can deal with more complex tax planning scenarios. Dundas has it all — and they coordinate directly with my accountant on every strategy."
"Working with the team at Dundas was transparent and genuine. They spent the time to understand my needs, put them first, and explained every option clearly. My CPA was involved throughout — which gave me real confidence."
"Fantastic experience with Dundas. The service was timely and saved me significantly on insurance costs. As a lawyer, I needed advisors who could explain the tax mechanics clearly — and they delivered."
We work best with CPAs who check at least two of these boxes.
15-minute discovery call. We'll walk through how we've worked with other CPA firms and build a free Gap Analysis for your first client. Your review before anything reaches them.
Partner with UsYour client relationship is always yours.