Ryan helps individuals, families, and business owners explore ways to build financial security and take greater control of the banking function through the Infinite Banking Concept.
Ryan Frey is an insurance professional based in Calgary, Alberta. With 17 years of experience, he has dedicated his career to helping individuals and families build financial security.
Ryan specializes in the Infinite Banking Concept, an approach developed by R. Nelson Nash that considers how individuals and business owners can direct capital, manage financing decisions, and build long-term financial flexibility. After seeing the concept's potential for his own family, Ryan transitioned his business to focus on this model.
Every decision we make is a financing decision. From everyday expenses to major purchases, understanding where capital resides and how it works can change the way we think about financial control.
Ryan works with families and business owners who want to learn more about using the Infinite Banking Concept as part of a broader financial strategy. His work is centred on education, thoughtful planning, and helping clients understand the role that life insurance can play in building and protecting wealth over time.
Ryan is an Authorized IBC Practitioner and is listed in the Infinite Banking Concept practitioner directory. He is based in Alberta and is licensed to practise in Alberta, British Columbia, Saskatchewan, Ontario, Nova Scotia, and New Brunswick.
Ryan works with individuals, families, and business owners interested in understanding the Infinite Banking Concept and its potential role in long-term financial planning.
Education and planning focused on the Infinite Banking Concept and the role life insurance may play in personal and business financial strategies.
Helping individuals and families explore insurance-based approaches to protection, long-term planning, and legacy considerations.
Supporting business owners who want to understand how financing decisions and insurance strategies can be considered within their broader financial picture.
Clear discussions about the principles of becoming your own banker and how Canadians can learn more about the banking function in their financial lives.
Serving clients in Alberta, British Columbia, Saskatchewan, and Ontario through EverNorth Financial, with licensing also listed for Nova Scotia and New Brunswick.
Proven strategies we've used to help business owners save six figures, protect their estates, and secure tax-free retirement income.
See how we helped an independent consultant structure a permanent life insurance policy within his corporation, enabling him to continue building wealth without affecting his passive income limit.
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After a sudden health crisis, we implemented a "Triple Play Strategy," combining corporate-owned life insurance, a holding company, & family trust to secure a business owner's company, retirement, & family's future.
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We recently helped a business owner protect his 7-figure portfolio from high taxes upon his death. He secured immediate business capital, cleared debts tax-free, and passed wealth to his family without selling any assets.
Read Full Article →Book a call with Ryan to discuss your family or business planning goals and learn more about the Infinite Banking Concept.
Book a Call with RyanSchedule a conversation at a time that works for you.