I help entrepreneurs and incorporated professionals build evidence-based coverage strategies that actually protect their wealth — no proprietary funds, no generic product pitches.
Harper has spent over two decades helping entrepreneurs, business owners, and executives grow, protect, and preserve their wealth. With designations in financial planning, life underwriting, and health insurance, he brings rare breadth to every client file — from straightforward term coverage to multi-layered corporate tax strategies tied to the Income Tax Act.
Since 1999, Harper has operated as an independent advisor on one principle: evidence-based strategies, no proprietary funds, and advice that's genuinely conflict-free. His clients — incorporated professionals and executives well on their way to seven-figure portfolios — come by referral, built on a reputation for integrity and competence over the long term.
"My job isn't to pitch a product. It's to give you verifiable strategies that will make a measurable difference — and explain them in plain English so you can make an informed decision."
At Dundas Wealth, Harper works with business owners to structure both personal and corporate coverage — coordinating with their accountants, lawyers, and estate planners to make sure every piece of the strategy fits together. Whether it's a corporate-owned whole life policy, an estate equalization plan, or a tax-efficient retirement strategy, he'll walk you through it without the sales hype.
Outside of work, Harper is based in the Toronto area and has been an Advocis member since 1999 — a long-standing commitment to professional standards in Canadian financial planning.
Every Dundas Wealth advisor covers specific ground. Here's Harper's lane.
COLI structuring, capital dividend account planning, and tax-sheltered cash value strategies for incorporated business owners.
Funding partner buyouts and shareholder transitions with insurance, structured to survive disability, death, or a forced exit.
Estate equalization, legacy preservation, and tax-efficient wealth transfer — coordinated with your lawyer and accountant.
Protecting the people whose absence would hurt your business — founders, key execs, critical sales talent. Fast placements when financing rounds demand it.
Insured retirement programs (IRPs), immediate financing arrangements (IFAs), and multi-year planning grounded in the Canadian Income Tax Act.
Proven strategies we've used to help business owners save six figures, protect their estates, and secure tax-free retirement income.
See how we helped an independent consultant structure a permanent life insurance policy within his corporation, enabling him to continue building wealth without affecting his passive income limit.
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After a sudden health crisis, we implemented a "Triple Play Strategy," combining corporate-owned life insurance, a holding company, & family trust to secure a business owner's company, retirement, & family's future.
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We recently helped a business owner protect his 7-figure portfolio from high taxes upon his death. He secured immediate business capital, cleared debts tax-free, and passed wealth to his family without selling any assets.
Read Full Article →Book a free 15-minute strategy call. We'll review your current coverage, flag any gaps, and tell you honestly whether there's something worth fixing.
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