The IPP: A Bigger Pension, Funded by Your Corporation
Leave knowing whether your corporation can fund a bigger, deductible pension than your RRSP allows, how past-service catch-up works, and who an IPP isn’t for.
Every live hour we've run for incorporated Canadian business owners, recorded in full with no highlight reel. Watch the one your kit points to, or start with the $50K Trap. See the live schedule →
Reserve a seat to join live, or check back here: each recording lands in the library a few days after the session.
Leave knowing whether your corporation can fund a bigger, deductible pension than your RRSP allows, how past-service catch-up works, and who an IPP isn’t for.
Leave knowing which corporate structure gaps quietly cost incorporated owners the most each year, and what to ask your accountant about first.
Leave knowing whether a defined-benefit pension your corporation sponsors fits you (roughly 40+, on T4 salary, reliably profitable), how the room is calculated, and the honest "stick with your RRSP" cases.
Leave knowing the four doors of tax-smart giving (cash, securities, the RRSP/RRIF, and insurance), each in a personal and a corporate version, and the December clock that decides which are still open.
A fresh live run of the August 19 session, this time Greg solo: the six places corporate cash can go, one honest trade-off each, and the $50K line stated without the overstatement. Already watched the August replay? Join live to ask your own questions.
Leave with every year-end move sorted into four boxes (dies Dec 31, follows your fiscal year-end, can wait, fake) and the December ones in order: capital dividend before losses, salary before pension, pick the dividend date before you declare.
Full recordings, about an hour each. The slides and worksheets go out by email to everyone who registers.
Leave knowing the three tests your structure passes or fails — exposure, drag and exit — what a holding company actually changes, and who it isn’t worth it for yet.
Leave knowing where the $50,000 passive-income line bites your small business deduction, the six places retained earnings can go, and how the capital dividend account works.
Leave knowing how retained earnings can be deployed into real estate inside the corporation, and how the structure passes that wealth to your family.
Where your cash sits now, which of the options actually fit you, and whether anything is worth a closer look. If nothing needs doing, we'll say so in the first ten minutes. If the tax or legal side needs a specialist, we'll make the introduction.
Book a Free SessionFree. No commitment. Thirty minutes on a call.