Free Live Webinar · Wed October 28 ·

What Should the Cash in Your Corporation Actually Be Doing?

If you're incorporated, you've probably got retained earnings piling up — in a GIC, a market account, maybe real estate. And you've wondered: is this really the best it can do? For most owners, the honest answer is no.

~45 min + live Q&A

With Greg Rozdeba + a Dundas Wealth advisor

For incorporated Canadian owners

Save My Seat — Free

Can't make it live? Register anyway — every registrant gets the replay.

Your retained earnings are probably sitting in a GIC at 4%.

Worse — once corporate passive income crosses $50,000 a year, the CRA quietly claws back your small business deduction, and most owners are never told. This session shows what a small group of incorporated owners are doing instead.

Here's What You'll Learn

Earnings working in two places — why retained earnings can stay invested while also funding a tax-sheltered structure, with no net cash leaving the corporation.

The corporate-owned structure — the corporate-owned life insurance structure real incorporated owners are using, explained in plain language, not jargon.

The capital dividend account — how the CDA transfers corporate wealth to your family tax-free, and why most owners aren't using it.

The passive-income trap — how crossing $50k in corporate passive income costs you the small business deduction, and how to structure around it.

You're In The Right Place If…

This is you if

✓ You own an incorporated Canadian business
✓ You have retained earnings building up — roughly $150k or more (smaller balances still welcome)
✓ Your corporate cash is parked in a GIC, a market account, or real estate
✓ You've never had a clear answer for what your retained earnings should be doing

Not for you if

✕ You're not yet incorporated
✕ Your business is a side project, not your primary income
✕ You have no retained earnings to put to work

Two Specialists. One Room.

Greg frames each case and asks the questions you're already thinking. A second Dundas Wealth advisor walks through the retained-earnings cases.

Greg Rozdeba

Co-Founder & CEO, Dundas Wealth · LLQP · Host

Specialist in coordinated tax, wealth and succession planning for incorporated Canadian business owners.

Guest Advisor

Dundas Wealth · To Be Announced

Announced to registrants by email ahead of the session.

Dundas Wealth · FSRA Licence #37628M · Licensed in Ontario, BC & Alberta

Frequently Asked Questions

Will this be recorded?

Yes — every registrant gets the replay. The live Q&A is where your questions get answered in real time, so come live if you can.

Is this a sales pitch?

No. It's a focused 45-minute education session with live Q&A. At the end we offer an optional free 30-minute strategy session — no pressure, no obligation.

Is this "infinite banking"?

No. This is a corporate-owned life insurance structure used by large corporate balance sheets for decades, operating under sections 89 and 148 of the Income Tax Act. We make it accessible to incorporated small business owners.

My accountant has never mentioned this.

Most haven't — accountants file what happened; this is the decide-before-it-happens layer. Your accountant is welcome to join you on the free 30-minute session, and if the tax side of your picture needs a closer look, Greg will introduce you to a CPA partner.

Can I bring my business partner or accountant?

Yes — please do. Register them with their own email so they get the replay and materials.

Which provinces does this apply to?

Dundas Wealth places business in Ontario, Alberta and British Columbia. If you're in another province, register anyway — we'll connect you with the right advisor for your situation.