Holding companies, entity structure, and liability protection — for owners whose corporation keeps more than it pays out. Three tests your structure passes or fails, and what the fix honestly costs.
Live with Greg Rozdeba, CEO of Dundas Wealth, and corporate lawyer Karol Pawlina of Pawlina Law.
Free · 45 minutes of teaching + 15 minutes of live Q&A · Replay for every registrant
The Real Question
Not because of anything in the sale — because of paperwork that did or didn't happen years earlier.
Nearly every corporation starts the same way: everything in one box. The business, the surplus cash, the investments, sometimes the building. Nobody chooses it — it's just where incorporation day leaves you. We call it one-corp syndrome.
It fails three tests most owners have never run. This session runs all three on screen, shows where the $50k–$200k a year figure actually comes from, and tells you honestly who's under the threshold and shouldn't bother.
Figures illustrative — vary by province, profits and share history.
What You'll Walk Away With
Incorporation protects you from the business. It does nothing to protect the wealth inside it. Can one lawsuit reach fifteen years of savings? And why you cannot fix this after trouble starts.
Past roughly $50,000 of passive income, your investments start raising the tax on your operating business. Where the line is, and what a $2M portfolio actually costs — every year.
The biggest exemption in the Income Tax Act — over $1.2M per shareholder — only applies to qualifying shares. Two tests and a two-year clock most owners discover in due diligence.
Then the fix: what good structure looks like, how the Tax Act lets you get there without triggering immediate tax, what it honestly costs in real numbers — and who shouldn't bother.
Your Hosts
Greg co-founded Dundas Life in 2020 and built it into one of Canada's digital insurance brokerages, then launched Dundas Wealth for incorporated owners asking what their corporation's cash should actually be doing. He runs the three tests on your numbers and carries the funding layer — what gets insured, and why.
Karol founded Pawlina Law, a Toronto corporate and commercial firm, after being called to the Ontario bar in 2016. He incorporates, reorganizes, and papers shareholder agreements for owner-managed businesses and professional corporations, on published flat fees. He carries the legal chair — exposure, qualification, and what the reorganization actually involves.
Who This Is For
Client Stories
"Coming from the financial space I needed advisors I can trust. Independent brokers have access to the most complete suite of products but I also wanted someone who can deal with more complex tax planning scenarios. Dundas has it all."
"Working with the team was a great experience. Transparent and genuine. They spent the time to understand my needs, put them first and then worked to provide options that were best suitable. I've recommended my family and friends."
"Fantastic experience with Dundas. The service provided was timely and saved me a significant amount on insurance. The whole process was seamless and professional. Highly recommend to any business owner."
This live session is for you if:
Wednesday, September 23, 2026 — 12:00 PM ET / 9:00 AM PT
Free. 45 minutes of teaching + 15 of live Q&A. Replay to every registrant within the hour.
Free for everyone who books by Friday, September 25 — a real deadline, not a timer.
Educational session only — not legal, tax, or investment advice. Attending does not create a lawyer-client relationship.
Questions