I help Canadian business owners and incorporated professionals structure personal and corporate coverage that actually fits their tax strategy — not a generic product pitch.
Steven has helped thousands of Canadians find the right coverage — from young families buying their first term policy to incorporated professionals structuring seven-figure corporate-owned policies. He's one of the most recognized insurance advisors in Toronto, with a reputation built on two things: speed and attention to detail.
Before joining Dundas Wealth, Steven oversaw compliance and coaching for 350+ brokers at Finaeo, a Toronto-based insurtech firm. That role gave him something most advisors don't have: a panoramic view of what can go wrong in insurance — the misfiled applications, the coverage gaps, the policies that fail at claim time because nobody read the fine print.
"My job isn't to sell you a policy. It's to make sure that five, ten, twenty years from now — when your family actually needs this to work — it works. That's the whole point."
At Dundas Wealth, Steven works directly with business owners to structure both personal and corporate coverage — coordinating with their accountants, lawyers, and estate planners to make sure every piece fits together. Whether you need a straightforward term policy or a corporate-owned whole life strategy tied to your capital dividend account, Steven's the advisor who'll walk you through it in plain English.
Outside of Dundas Wealth, Steven lives in Toronto with his family and is an avid supporter of financial literacy education in Canadian schools.
Every Dundas Wealth advisor covers specific ground. Here's Steven's lane.
COLI structuring, capital dividend account planning, and tax-sheltered cash value strategies for incorporated business owners.
Funding partner buyouts and shareholder transitions with insurance, structured to survive disability, death, or a forced exit.
Estate equalization, legacy preservation, and tax-efficient wealth transfer — coordinated with your lawyer and accountant.
Protecting the people whose absence would hurt your business — founders, key execs, critical sales talent. Fast placements when financing rounds demand it.
Insured retirement programs (IRPs), immediate financing arrangements (IFAs), and multi-year planning grounded in the Canadian Income Tax Act.
Real structures Steven has built for real Canadian business owners. Names and details anonymized.
How Steven structured a $2M corporate-owned whole life policy for a 48-year-old incorporated physician, coordinating with her CPA to unlock six-figure CDA credits over 20 years.
Read case studyA family business with three adult children — only one in the company. Steven designed the insurance layer that funded a tax-efficient buyout, keeping the business intact and the siblings on speaking terms.
Read case studyVCs required $5M in key-person insurance as a closing condition. Steven placed the full policy in 11 days — standard industry timeline is 6–10 weeks — keeping the financing round on schedule.
Read case studyBook a free 15-minute strategy call. We'll review your current coverage, flag any gaps, and tell you honestly whether there's something worth fixing.
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