CORPORATE WEALTH SHIELD · FREE TOOL

Estate Tax Exposure Calculator

See what your family is projected to lose in tax when your corporate wealth transfers at death — and what's possible with the Corporate Wealth Shield structure in place.

Your Corporate Position

Estimates only. Use rough numbers — precision isn't the point of this tool.

Total fair market value of your incorporated business + investments + corporate real estate. If you don't have a HoldCo separately, use total corporate value.
What you "paid" for your shares originally. For most founder-owned businesses this is near $0.
Approximate amount you invested into stocks/real estate held inside the corporation (vs current value).
Determines the marginal tax rates applied.
Used to estimate appropriate insurance coverage for the structured scenario.

Your Projected Estate Tax Exposure

Comparing your current structure vs the Corporate Wealth Shield structure.

Today — Current Structure
$0
Estimated total tax owed when your corporate wealth transfers to your family at death. Includes deemed disposition, corporate tax on liquidation, and personal tax on dividend distribution.
With Corporate Wealth Shield
$0
Estimated tax exposure with corporate-owned life insurance funding the CDA, three-layer corporate + trust structure, and integrated estate planning in place.
Projected Tax Saved on Transfer
$0
This is what could stay with your family instead of going to CRA — if the Corporate Wealth Shield structure is in place before the transfer event.

Where the tax comes from (current structure)

Deemed disposition tax on HoldCo shares$0
Corporate tax on liquidated investments$0
Personal tax on dividend distribution to family$0
Probate tax (if shares held personally)$0
TOTAL TAX ON TRANSFER$0

Get Your Numbers Modeled Properly

This tool gives you a directional estimate. Your actual situation has nuances — current insurance, existing structure, family dynamics, your timeline — that change the model significantly. Book a 30-minute Corporate Wealth Shield strategy session with Ben Corriveau to get your specific numbers modeled and a written gap analysis.

Book Your Strategy Session

Educational tool only — not tax, legal, or financial advice. This calculator produces directional estimates based on simplified tax assumptions and does not account for your specific circumstances, current corporate structure, insurance coverage, existing trusts, or applicable elections. Actual tax exposure varies materially based on facts not captured here. The Corporate Wealth Shield scenario assumes a properly structured plan including corporate-owned life insurance sized appropriately for your estate, a three-layer OpCo / HoldCo / Family Trust corporate structure, and integrated estate planning. Implementation requires qualified legal, tax, and insurance advice. Calculator assumes 2026 federal and provincial tax rates; rates change.